- Published on
RMD Calculator 2026: Calculate Your Required Minimum Distribution
Miss an RMD and the IRS takes 25% of what you should have withdrawn. Our calculator helps you get it exactly right — and plan years ahead to minimize the tax impact.
Master retirement planning with expert guides on Social Security, 401(k) withdrawals, RMDs, and income strategies. Free calculators and actionable advice for secure retirement.
Miss an RMD and the IRS takes 25% of what you should have withdrawn. Our calculator helps you get it exactly right — and plan years ahead to minimize the tax impact.
Saving for retirement was the easy part. Spending it wisely is where real strategy begins. Learn how to withdraw from your 401(k) in ways that minimize taxes and maximize your money.
The difference between claiming Social Security at 62 versus 70 can exceed $100,000 in lifetime benefits. Here's how to find the claiming age that's right for your situation.
Interactive tools to help you make better financial decisions
See if your savings are on track for the retirement you want.
Find your optimal claiming age to maximize lifetime benefits.
Compare tax-free Roth growth against a taxable account.
Calculate your required minimum distributions by year.
Find out if your savings can generate enough income.
All accounts in one model with tax-aware withdrawal projections.
Use our tools or connect with a financial advisor to get personalized guidance.