Retirement

Miss an RMD and the IRS takes 25% of what you should have withdrawn. Our calculator helps you get it exactly right — and plan years ahead to minimize the tax impact.

The RMD rules have changed twice in recent years, catching many retirees off guard. Here's exactly what you need to know about when distributions must begin, how they're calculated, and what happens if you miss the deadline.

The difference between claiming Social Security at 62 versus 70 can exceed $100,000 in lifetime benefits. Our calculator will help you find the claiming age that maximizes your income.

Learn how Social Security spousal benefits work, who qualifies, and strategies married couples can use to maximize their combined lifetime benefits.

Pay taxes now or pay taxes later? The answer isn't as obvious as it seems — and getting it right can mean tens of thousands more in retirement income.