Estate Planning

Inheriting a Roth IRA is one of the best financial gifts you can receive — but the 10-year rule still applies. Here is how the tax treatment works, when distributions are truly tax-free, and the optimal strategy for beneficiaries.

Retirees who give to charity have access to strategies unavailable to younger donors — particularly the Qualified Charitable Distribution, which can reduce taxes in ways a simple cash donation cannot. Here is what works best and when.

Long-term care is the retirement risk most people ignore until it is too late to act affordably. Here is how traditional LTC insurance, self-funding, and hybrid life/LTC policies compare in 2026 — and when each approach makes sense.

Trusts come in two fundamental forms. The revocable trust avoids probate. The irrevocable trust can protect assets and reduce estate taxes — but comes with real trade-offs. Here is how to choose.

The 10-year rule for inherited IRAs is now fully in effect — including the annual RMD requirement for non-eligible designated beneficiaries. Here is what heirs and estate planners need to know in 2026.