Published onMarch 1, 2026401(k) Withdrawal at 59½: What Changes and What Doesn't401ktax-planningAt 59½, the 10% penalty disappears. But you still owe income tax on every dollar you withdraw. Here is how to do it smart.
Published onFebruary 28, 2026401(k) Contribution Limits 2026: What Changed and What Didn't401kretirement-planningThe 2026 401(k) contribution limit is $23,500 with a $7,500 catch-up for those 50+. Here are all the limits you need to know.
Published onFebruary 28, 2026401(k) Hardship Withdrawal: Rules, Penalties, and Better Alternatives401kstrategiesA 401(k) hardship withdrawal can help in emergencies, but the 10% penalty and taxes make it expensive. Know your alternatives.
Published onFebruary 28, 2026I Need My 401(k) Money Now: Your Options Without the 10% Penalty401kstrategiesNeed your 401(k) money before 59½? Here are legal ways to access it without paying the 10% early withdrawal penalty.
Published onFebruary 19, 2026Mega Backdoor Roth: How to Put $69,000 Into Your Roth Every Yearroth-conversion401ktax-planningThe mega backdoor Roth lets you contribute up to $69,000 to a Roth account through your 401k. Here is how it works and who qualifies.