401k

Starting in 2026, high earners must make 401(k) catch-up contributions on a Roth basis. Check whether the $150,000 wage rule applies to you and see your 2026 contribution limits.

Plan retirement with 401(k), IRA, Social Security, pension, and taxable savings in one calculator. Year-by-year projections with tax-aware withdrawals.

See how your 401(k), 403(b), or 457(b) will grow by retirement. Factor in employer match, contribution limits, and taxes to find out if your plan will cover your expenses.

The 2026 401(k) contribution limit is $24,500, with an $8,000 catch-up for those 50+. Workers aged 60–63 get an enhanced $11,250 catch-up under SECURE 2.0.

The question isn't whether you have enough savings — it's whether your savings can generate enough income for potentially 30 years. Our calculator helps you find out.