Taxes

Inheriting a Roth IRA is one of the best financial gifts you can receive — but the 10-year rule still applies. Here is how the tax treatment works, when distributions are truly tax-free, and the optimal strategy for beneficiaries.

Calculate your quarterly estimated tax payments and find the safe harbor amount that keeps the IRS penalty at bay. Built for freelancers, retirees, and anyone without automatic withholding.

Calculate your self-employment tax — Social Security, Medicare, and the deductible half — plus see how it stacks up against a W-2 employee. Built for freelancers, contractors, and small business owners.

Calculate how much of your Social Security is taxable using the IRS combined income formula. See the tax torpedo effect and find strategies to keep more of your benefits.

IRMAA surcharges are based on income from two years ago — which means a retirement, divorce, or other major life change can trigger higher Medicare premiums unfairly. Here is how to appeal and when to expect relief.