Strategies

Employers are increasingly offering pension buyouts — a lump sum in place of lifetime monthly payments. The decision is irreversible. Here is the framework for getting it right.

Working part-time in retirement sounds simple — but it interacts with Social Security benefits, income taxes, and Medicare premiums in ways most people do not anticipate. Here is the full picture.

SECURE 2.0 created a supercharged catch-up contribution window for workers aged 60 to 63. In 2026, this four-year window lets you contribute up to $35,250 to your 401(k). Here is how to use it.

Qualified dividends are taxed at capital gains rates — potentially 0% for many retirees. Understanding how they interact with Social Security and IRMAA can meaningfully reduce your tax bill.

Social Security benefits increased 2.5% in 2026. Here is what that means for your monthly check, how Medicare Part B premiums affect the net gain, and when to think about delaying benefits.