Retirement

The retirement crisis is real: the median American aged 55–64 has $185,000 saved. Half have less. Here's what the data shows — and what you can actually do about it.

Pre-tax or Roth 401(k)? The decision is driven by your tax bracket now versus in retirement — but two SECURE 2.0 changes make the Roth more attractive in 2026 than ever before.

Congress repealed the Windfall Elimination Provision and Government Pension Offset in late 2024. If you receive a government pension and had your Social Security benefits reduced, here is what changed — and how to collect what you are now owed.

Employers are increasingly offering pension buyouts — a lump sum in place of lifetime monthly payments. The decision is irreversible. Here is the framework for getting it right.

Working part-time in retirement sounds simple — but it interacts with Social Security benefits, income taxes, and Medicare premiums in ways most people do not anticipate. Here is the full picture.