Tax Planning

Inheriting a Roth IRA is one of the best financial gifts you can receive — but the 10-year rule still applies. Here is how the tax treatment works, when distributions are truly tax-free, and the optimal strategy for beneficiaries.

Retirees who give to charity have access to strategies unavailable to younger donors — particularly the Qualified Charitable Distribution, which can reduce taxes in ways a simple cash donation cannot. Here is what works best and when.

Calculate your quarterly estimated tax payments and find the safe harbor amount that keeps the IRS penalty at bay. Built for freelancers, retirees, and anyone without automatic withholding.

Calculate your self-employment tax — Social Security, Medicare, and the deductible half — plus see how it stacks up against a W-2 employee. Built for freelancers, contractors, and small business owners.

Calculate how much of your Social Security is taxable using the IRS combined income formula. See the tax torpedo effect and find strategies to keep more of your benefits.