Published onFebruary 28, 2026401(k) Contribution Limits 2026: What Changed and What Didn't401kretirement-planningThe 2026 401(k) contribution limit is $23,500 with a $7,500 catch-up for those 50+. Here are all the limits you need to know.
Published onFebruary 28, 2026401(k) Hardship Withdrawal: Rules, Penalties, and Better Alternatives401kstrategiesA 401(k) hardship withdrawal can help in emergencies, but the 10% penalty and taxes make it expensive. Know your alternatives.
Published onFebruary 28, 2026I Need My 401(k) Money Now: Your Options Without the 10% Penalty401kstrategiesNeed your 401(k) money before 59½? Here are legal ways to access it without paying the 10% early withdrawal penalty.
Published onFebruary 27, 2026The 4% Rule in 2026: Does It Still Work?retirement-planningstrategiesThe 4% rule has guided retirees for 30 years. But with longer retirements and market uncertainty, does it still hold up?
Published onFebruary 27, 2026Sequence of Returns Risk: The Retirement Killer Nobody Talks Aboutretirement-planningstrategiesTwo retirees with identical average returns can have wildly different outcomes. Sequence of returns risk explains why.